tr?id=665047884533230&ev=PageView&noscript=1 Cancellation Terms and Conditions

Cancellation Terms and Conditions

By submitting this cancellation request, you confirm and agree to the following terms and conditions:

  1. Authorization & Representation
    You affirm that you are duly authorized to act on behalf of the insured entity or policyholder and that your request is made with the full knowledge and consent of all relevant parties.
  2. Cancellation Process & Confirmation
    Cancellation requests are subject to review and acceptance by the insurance provider. Coverage will not be considered terminated until you receive written confirmation via email from the provider or an authorized representative. If confirmation is not received within five (5) business days, it is your responsibility to follow up to verify the status of the request.
  3. Effective Date of Cancellation
    The effective date of cancellation will be the date requested, or such other date as determined in accordance with the terms of the policy and applicable regulations. Until official confirmation is issued, all coverages under the policy will remain in force.
  4. Non-Reinstatement
    Once the cancellation is finalized, the policy and its coverages may not be reinstated. Any future coverage will require submission of a new application and is subject to underwriting approval.
  5. Return Premiums & Outstanding Balances
    • Any return premium will be calculated on a pro-rata or short-rate basis, as defined in the policy or determined by the insurance provider.
    • Any outstanding premium balance or fees remain due and must be paid in full, even if the policy is cancelled. Cancellation does not relieve the insured from prior financial obligations.
  6. Cancellation Fees and Administrative Charges
    Some policies may be subject to cancellation fees or administrative processing charges. These may be deducted from any return premium or billed separately.
  7. Regulatory Compliance
    All cancellations are subject to compliance with state laws, policy provisions, and insurer-specific guidelines. These may affect the final effective date and terms of cancellation.
  8. Legal and Financial Consequences
    You acknowledge that policy cancellation may result in gaps in coverage, loss of continuous insurance history, or non-compliance with third-party contractual or regulatory requirements. You agree to hold harmless the broker, agency, or insurance provider from any liability related to such consequences.
  9. Limitation of Liability
    The insurance broker, agency, and their representatives shall not be held liable for any loss, claim, or damage resulting from the termination of coverage, including but not limited to uncovered claims, fines, penalties, or contractual breaches caused by the cancellation.
  10. Electronic Acceptance
    By submitting this request electronically, you agree to be legally bound by these Terms and Conditions. This electronic submission shall be deemed as having the same legal force and effect as a handwritten signature.
  11. Processing Timeframe
    Cancellation requests may take up to five (5) business days to process after receipt. Please allow adequate time for processing before assuming cancellation has been completed.

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